We all want to look and feel our best, but this usually doesn’t come with living life on a frugal budget! For those that are interested in a cost-cutting exercise, usually, we can’t go out and find the cheapest beautician and the nicest dress without it coming with a hefty price tag. But, there are ways for you to live the life you really want on a small budget. It just requires a few simple steps, and one simple word, planning!
Get A Financial Plan
If you want to live a good life, but you struggle with the financial aspects, you need to have a plan in place. There are various financial plans to help you, but sometimes, it’s all about learning to live within your means. You can find the best cash back credit cards, look for the best interest rates on overdrafts, or spend a lot of time-saving up, but if you’re not happy, it doesn’t make for an enjoyable life, no matter how much money you save. So, if you have a decent financial plan in place, you can feel financially stable despite how much or little you earn. There is a decent 7 point plan created by Dave Ramsey, which is a simple plan anybody can follow to live on any budget.
Eating On A Budget
After socializing and bills, our biggest budget goes on food. So if you can find ways to live on a modest budget in relation to your food, this will help free up other bits of money to put towards the things you truly want. It doesn’t have to cost much to eat on a budget, you can go to the supermarket and pick up fruits, vegetables and meats that are close to their sell-by dates, and freeze them. Or you can cook them up into a tasty meal, split it into portions, and freeze those. You’ve got many meals to last you quite some time. It’s also important to think about nutrition and pulses a wonderful source of nutrition, even the tinned ones. If you can get a decent base of ingredients, from pulses, lentils, as well as vegetables like potatoes, combine this with an ever-expanding spice cabinet, and you can create very tasty foods that don’t cost the earth.
Get Creative About How You Look
You don’t have to skimp on looking fabulous when you have a low budget. Think about the products you wash your hair with; are they top of the range, expensive items? If you’re feeling creative enough, you can make your own shampoo, or you can start to dilute your shampoo with a bit of water so that it goes further. And don’t forget about sites like Get The Label so you can get your designer clothes for cheaper than normal.
Living a frugal lifestyle doesn’t mean you have to go without, but it does mean a bit more preparation. Prepare your foods, prepare a financial plan, but also prepare where you can go shopping for bargains. It all adds up, and this will help you to live the life that you really want.